The other day, suddenly, I needed money. It was due to an
unexpected expense (the refrigerator suddenly broke), and it
ended up being 78,000 yen, which was more than I had
anticipated. My wallet was screaming. After that, there was a
7,000 yen fee for recycling the refrigerator. My wallet's
screams intensified. I thought, 'So this is what people mean
when they say 'better safe than sorry.'' Unexpected income is
something almost nobody gets often. But unexpected expenses, on
the other hand, seem to happen surprisingly often. When an
unexpected expense comes right after you've splurged, it really
makes you panic. (You bought a computer, and you also bought
clothes properly, right? Expenses everywhere.)
Are you all properly saving for the future? Life can collapse
quite easily. One of the reasons could be payday loans. There
are people who run to payday loans because they are short 30,000
yen. But borrowing from a payday loan when you have absolutely
no money comes with exorbitant interest, and there’s no way to
repay it. I want to be careful myself, avoid wastefulness in
daily life, and continue saving. To everyone reading this,
please make sure to save in preparation for unforeseen
circumstances!
P.S. We also need to think about increasing our income. Doing
side jobs or getting certifications, for example. Or even
turning your company into a publicly-listed company!
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